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Desired Eligibility for a Pay Day Loan

In course of life we often face hard times when unwarranted and unexpected expenses suddenly sprout up which are never being budgeted for. Extra bills, small surgery of any family member, an automobile accident or money for much awaited vacation are occasional incidences for which an extra pay day is required. To help us in such situations various financial institutions are offering pay day loans within minutes Pay Day loans thus caters to small and urgent financial requirements which needs to be repaid till the next pay becomes due. An applicant can get a loan amount in the range of $100 to $1500 based on demand. Such loans are swift in processing and the loan amount gets immediately transferred to the current account the same day one applies for it. The interest rates are exorbitant around 300 to 900% in certain extreme cases.

The loan is lent for a short duration of 7 to 30 days generally till the next pay becomes due. On an average lenders charge $25 for a period up to 20 days for every $100. The borrower must be punctual as well as conscious enough to pay off the debt well before the due date. It makes life easier by providing easy and immediate cash.

But to avail the cash the applicant must qualify themselves with the desired eligibility. 1. The borrower must be a U.S citizen. 2.

The borrower must be more than 18years of age. 3. The borrower must be currently employed and must earn a salary of $1000. 4.

The borrower should be employed for more than a period of three months. 5. The borrower should possess a valid bank account with a debit card facility. 6.

The borrower should be able to provide with the required credit details before availing the loan to the respective lender. 7. When our life style moves on a fixed track it becomes difficult to deal with superfluous expenditure. Hence Pay Day loan proves to be a boon acting as a bridge between the borrower's personal need and immediate cash flow.

Kuntal Mehta owns the site is meant to help individuals and families leverage their financial capabilities to the fullest. Visit to read more articles on mortgage and debt By Kajal Thakkar Independent Writer

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